How will I know if I win or lose my debt collection lawsuit in Alabama?


A question that is asked quite often is, “I was sued in Alabama by a debt collector and I’m set for trial. How will I find out if I’ve won or lost after the trial?”

This is a great question.

Sometimes a judge will tell you in a courtroom.

If your case is in Small Claims or District court, then normally the actual trial will take less than 30 minutes.

Then the judge will say that the case is done and will give you the verdict.

Other times you’ll get an “Order” in the mail.

Sometimes the judge will say, “You know what, I’m going to think about it and take time to look at the evidence.”

If this is the case for you, the judge will send you an Order by mail.

Either way your case goes, you will be issued an Order which tells you officially who won or lost.

Usually, judges are pretty quick about deciding the verdict in these types of cases.

They normally won’t leave you hanging for 6 months on this type of case.

If they haven’t issued an Order to you in a week or so, then you should call the court and ask the clerk if an order has been filed because it is possible that you could have missed the Order or it was delivered to the wrong house.

So a friendly reminder is a good idea as you need to know as soon as possible because appeal times are very limited (especially in Small Claims or District Court).

Final thought on winning — if you win, you may be able to sue the debt collector for money damages.

Here are some thoughts we would like to share with you.

1.) Congrats on taking action! 

So many people let their lawsuits slide (they don’t answer in the time limits) and they automatically lose because they don’t take it seriously.  This is called a default judgment.

2.) Make sure you show up to trial.

Half of the people who handle their case on their own don’t show up for trial, which means that they automatically lose.

3.) Make sure you’re prepared for trial if you’re handling your case on your own. 

If you have a lawyer representing you, then your lawyer should let you know about you need to do.  If you don’t have a lawyer, then contact us and we’ll help you understand some good practices in getting ready for trial.  And we’ll share some resources with you.

Contact Us.

If you live in Alabama and you have any questions, you can give us a call at 1-205-879-2447.

You can also fill out a contact form and we will get in touch with you as soon as possible.

We look forward to chatting with you!

Have a great day.

-John G. Watts


Comments are closed.

Contact Information