Debt collectors in general, and debt buyers specifically, will often lie about receiving a payment from us that we never made. Why would they do this?
This is why they often come into court with no proof but they will wave around a piece of paper that claims you made a payment. Of course they don’t have the check or any proof but they say to the judge “Why would we make this up?” The answer, of course, is they want to sue you and don’t want you to be able to sue them for filing a case against you after the statute of limitations has expired.
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