Debt collectors, including debt buyers, want Alabama consumers to pay money or to promise to pay. Collection agencies evaluate their employees based upon how much money is actually brought in and how much money is promised to be brought in.
This means that often collectors will claim that you promised to pay and that you have now broken your promise. This is a dirty trick of collectors to get you on the defensive and to feel obligated to pay a debt that you may not owe.
Usually collectors who use this unfair strategy will insult you, curse you, or otherwise violate the Fair Debt Collection Practices Act (FDCPA).
Being warned is being armed so don’t let collection agencies’ dirty tricks surprise you as the collectors try and get money or the promise to pay out of you.
If you have been the victim of abusive debt collectors who violate the FDCPA and Alabama state law, feel free to contact us as we sue abusive collection agencies and abusive collectors.
Another resource for you is to join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.