“Someone came up to my neighbor saying they were trying to find me. How do I fix this?”
When someone is talking to your neighbors, usually there are two different reasons for this.
The first reason could be that it’s a debt collector
It’s odd, but it does happen.
Unfortunately for the debt collection agency, if a debt collector is telling your neighbor that you’re being sued, they’re breaking the law.
When they break the law, we have the opportunity the sue them to punish them.
We would sue that debt collector under the FDCPA (Fair Debt Collection Practices Act.)
This law in incredibly helpful to Alabama consumers.
The second option, which may be more likely, is that a process server is looking to serve you.
A process server is someone that carries the lawsuit in their hands to give to you.
If you’ve been sued in Small Claims or District Court, you have 14 days to answer the lawsuit once you’ve been served.
However, in Circuit Court, you have 30 days from when you were served.
If it’s a process server and they’re going up to your neighbor and say, “Hey, I’m looking for so and so because I need to give them some legal papers,” that’s just irritating.
It’s not necessarily illegal under the FDCPA, though.
The first step is to figure out who this person is.
The simple way to figure this out is to give us a call at 1-205-879-2447 if you live in Alabama.
We’ll be glad to look it up on the online court system for you to see if there’s a lawsuit against you.
If there is a lawsuit against you, then we need to deal with that.
If you haven’t been served and it’s a debt collector, we’d be very interested in suing them under the FDCPA.
If you have any questions…
Feel free to get in touch with us.
You can reach us by phone at 1-205-879-2447.
Or, if you like, you can fill out a contact form and we will get in touch with you.
We’ll be glad to help you in any way we can.
Thanks for reading, and have a great day!