“But judge the credit report errors are unimportant.” — my one response.
Recently, during one of our live Q&A sessions on our Youtube channel, a viewer from Billings, MT told us about his success in dealing with a collection lawsuit. He disputed the debt, as we discuss in many of our posts, and received papers dismissing the case.
Recently, I spoke with someone who had multiple relatively small collection accounts on their credit reports, and they needed to get rid of these accounts.
We get a lot of questions from people we represent or even others that we don’t represent.
You have an original creditor (Capital One, Synchrony) on your credit report showing a balance, and they have sent it to another debt collector (Midland Funding, LVNV, Portfolio Recovery) who is also on your credit report showing a balance.