Alabama Consumer Law Blog“A debt collector is calling me and asking about my neighbor. Is that legal?”
This is a situation that happens more times than we’d like to think it does.
“A debt collector is calling me and asking about my neighbor. Is that legal?”
“Someone came up to my neighbor saying they were trying to find me. How do I fix this?”
“Someone came up to my neighbor saying they were trying to find me. How do I fix this?”
When someone is talking to your neighbors, usually there are two different reasons for this.
“My mother’s neighbors are being called by debt collectors repeatedly asking for my mom. What should I do?”
“My mother’s neighbors are being called by debt collectors repeatedly asking for my mom. What should I do?”
This, unfortunately, happens fairly often in Alabama.
Definition: Consent Judgment
A consent judgment is where you agree to have a judgment against you in a collection lawsuit.
A judgment is a document that is from the judge and filed into court. It states that the debt collector can get money from us.
How does the FDCPA help me with abusive debt collectors?
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Definition: Compensatory Damages
Compensatory damages fix the harm.
The word “damages” means that you’ve been harmed, and that you need to be repaid for those damages.
FDCPA — Overshadowing of 1692g language in a homeowner’s association collection letter
Does a collection letter from a collection law firm seeking payment of an alleged homeowner’s association fee constitute a “debt” under the Fair Debt Collection Practices Act (FDCPA)? Yes it does.
The Ninth Circuit faced this question in Mashiri v. Epsten Grinnell & Howell (you can read the Google Scholar opinion here).
The district court (trial court) dismissed the case as it ruled there was no FDCPA violation.
Which collection law firms sue in Alabama for National Collegiate Student Loan Trust?
When consumers are dealing with National Collegiate Student Loan Trust (NCSLT), the question comes up, “Which collection firms sue for these guys?”
There are two law firms that we typically see representing Nation Collegiate Loan Trust in Alabama.
How will I know if I win or lose my debt collection lawsuit in Alabama?
A question that is asked quite often is, “I was sued in Alabama by a debt collector and I’m set for trial. How will I find out if I’ve won or lost after the trial?”
This is a great question.
Good form dispute letter under FDCPA to send to debt collectors
A good form dispute letter under FDCPA to send to debt collectors
A big part of my practice is suing debt collectors in Alabama.