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Does a collection letter from a collection law firm seeking payment of an alleged homeowner’s association fee constitute a “debt” under the Fair Debt Collection Practices Act (FDCPA)?  Yes it does.

The Ninth Circuit faced this question in Mashiri v. Epsten Grinnell & Howell (you can read the Google Scholar opinion here).

The district court (trial court) dismissed the case as it ruled there was no FDCPA violation.

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When consumers are dealing with National Collegiate Student Loan Trust (NCSLT), the question comes up, “Which collection firms sue for these guys?”

There are two law firms that we typically see representing Nation Collegiate Loan Trust in Alabama.

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