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“Global Collection Agency is trying to collect a Velocity Investments, LLC debt that was last paid on in 2007. Can they do this?”

Can Global Collection Agency collect on a Velocity Investments debt that was last paid in 2007?Ultimately, this boils down to a statute of limitation issue, and the FDCPA, or Fair Debt Collection Practices Act.

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Does a collection letter from a collection law firm seeking payment of an alleged homeowner’s association fee constitute a “debt” under the Fair Debt Collection Practices Act (FDCPA)?  Yes it does.

The Ninth Circuit faced this question in Mashiri v. Epsten Grinnell & Howell (you can read the Google Scholar opinion here).

The district court (trial court) dismissed the case as it ruled there was no FDCPA violation.

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When consumers are dealing with National Collegiate Student Loan Trust (NCSLT), the question comes up, “Which collection firms sue for these guys?”

There are two law firms that we typically see representing Nation Collegiate Loan Trust in Alabama.

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