The word “damages” means that you’ve been harmed, and that you need to be repaid for those damages.
Does a collection letter from a collection law firm seeking payment of an alleged homeowner’s association fee constitute a “debt” under the Fair Debt Collection Practices Act (FDCPA)? Yes it does.
The Ninth Circuit faced this question in Mashiri v. Epsten Grinnell & Howell (you can read the Google Scholar opinion here).
The district court (trial court) dismissed the case as it ruled there was no FDCPA violation.
When consumers are dealing with National Collegiate Student Loan Trust (NCSLT), the question comes up, “Which collection firms sue for these guys?”
There are two law firms that we typically see representing Nation Collegiate Loan Trust in Alabama.
A question that is asked quite often is, “I was sued in Alabama by a debt collector and I’m set for trial. How will I find out if I’ve won or lost after the trial?”
This is a great question.
A good form dispute letter under FDCPA to send to debt collectors
A big part of my practice is suing debt collectors in Alabama.
“Can I fix my credit reports on my own in Alabama?”
This is a wonderful question that we’re going to answer today.
When you’re handling your Alabama Small Claims debt collection lawsuit on your own, it’s critical that you start with filling out and filing your answer.
While I personally can’t tell you what to fill out in the answer form, I can tell you what you’ll see and explain each choice to you. And help you think through which is the right choice for you.
“I have been sued in an ejectment lawsuit after a foreclosure. How long do I have to answer the lawsuit in Alabama?”
This is an important question that we will answer in this article. It seems bad enough to be foreclosed. But then you get sued for “ejectment”. This means the company suing you (normally your mortgage company) is trying to evict or “eject” you from your home.
And claim you have lost your right of redemption.
This is a great question we have been asked, because credit reports are important to our everyday lives. And there are a surprising number of judgments in Alabama that are vacated or done away with. Usually because the defendant was not properly served.
So what do you do if you have a judgment vacated?