The first thing you need to do it look at your credit reports.
You can print them for free at AnnualCreditReport.com.
When you have a judgment against you, and it’s on your credit report, it can be frustrating.
However, once you have a satisfaction of judgment, it can be a breath of fresh air as that judgment must show that it has been “paid” or “satisfied”.
A common question that we get when we’re dealing with a consumer who is suing an abusive debt collector is, “Why would the debt collector have to pay my attorney’s fees under the Fair Debt Collection Practices Act?”
This is a fair question.
When we’re dealing with homes, several words get tossed around.
Sometimes it it gets confusing.
Here is a transcript of consumer protection related questions and answers we covered in our live webinar on November 20, 2015.
We hope you find these helpful — please continue to submit questions to us and we’ll do these live webinars again.
A Chapter 7 Bankruptcy is where we pull all of our debts together to be erased.
This is also known as a straight bankruptcy.
A request for admission is a type of discovery where the plaintiff and defendant can ask each other to confirm or deny different statements in writing.
Discovery is where the plaintiff and defendant exchange information.
A common question that comes up when we’re dealing with foreclosure in Alabama is, “What is loss mitigation?”
Basically, it’s anything that you do with your mortgage company to stop a foreclosure.
A common question that comes to mind when we’ve been in a car wreck is, “Should I take pictures of my vehicle?”
The simple answer is yes.