Open your mail — if bad news, must face it head-on


Open your mail -- if bad news, must face it head-onYou get some mail and you know it is not good news.  Seriously, the IRS rarely sends you a certified mail with good news, right?

Or maybe you are behind on your mortgage — you know the letter is going to be bad news.

Or that debt collection letter you received — probably not a check in there for you, right?

So what should you do?

Here’s what not to do


Don’t open it.

Bury your head in the sand.

This will NOT improve things.  At all.

When we don’t find out what is in the letter, we have this low (or high) level of anxiety.  Maybe in the background of our mind but it is there.  We will remember it when we can’t do anything about it (driving) and it just keeps eating away at us.

Not a good way to live — I speak from experience!

So do this instead

Open your mail.  See what is in there.

Look, I know this is no fun to do.  No one wants to learn the bad news.

But if you know what it says, then you’ll be able to make some decisions.

May not be fun choices but we will know what we are facing and will start to see the options.

If you have been sued by a debt collector, you have five options.  Figure out which option you will choose.

Maybe you are facing a foreclosure — go through our free training course here to get some ideas on how to deal with a threatened Alabama foreclosure.

Perhaps it is a tax notice or levy notice from the IRS — maybe you can do an offer in compromise to solve the problem.

Doing nothing will not make it better — but taking action will!

The IRS is not going away — the foreclosure letter is not going to get better on its own.

If you will take action, then at least you have a chance of improving your situation.

If we can help, call us at 205-879-2447 or fill out our contact form and we’ll get right back with you.



John Watts


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