The Fair Debt Collection Practices Act (FDCPA) is a powerful law that can be very effective at fighting back against abusive debt collectors.
But it doesn’t always apply – even if you are being abused by a collector.
1. You are a consumer;
2. The debt (or alleged debt) is a consumer debt – not a business debt;
3. The collector is a “debt collector”; and
4. The debt collector has violated the FDCPA.
You can also look at our FAQ on debt collector abuse.
If you have further questions or concerns, feel free to contact us through our website or by calling 205-879-2447.
You can join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.