You can read about what happened to an Alabama consumer after LVNV sued her, lost its case against her, and then continued to collect against her.
The collection activities included sending her collection letters from a law firm.
LVNV reported this debt on the consumer’s credit reports, even though the court ruled the consumer did not owe the debt.
LVNV verified the debt, as did Equifax, when the consumer disputed the debt with Equifax by including a copy of the judgment in her favor.
So, finally, the consumer sued LVNV, the collection law firm (Couch), and Equifax, for violating the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and Alabama state law.
If you live in Alabama and have been sued or threatened by a debt buyer or you won your case and the collection agency and debt buyer are still reporting the debt on your credit reports or they are sending you collection letters or calling you, feel free to pick up the phone and call us at 205-879-2447 or you can contact us through an online contact form and let us know if you prefer a phone call or email response.