“What’s the difference between a Chapter 7 and a Chapter 13 bankruptcy?”
My name is John Watts, and I’m an Alabama consumer protection attorney. Even though we don’t really do bankruptcy, it’s a topic that we are asked about fairly often.
One of the worst types violations that we see debt collectors make is when they do a “Third Party Disclosure.”
So you’ve been in a car wreck, and you know the other side has insurance. Maybe it is State Farm, Allstate, Geico, etc.
This is a question that we’re asked several times a month, and it’s a good question.
This is a “bonus” article/video to our series on debt collection lawsuits in Alabama by debt buyers.
So why do we sometimes send you an email and let you know there has been a motion to continue filed?
This is a question we received through a comment on our channel, which is a place where we will be answering more questions from. We appreciate the questions that you guys write, and we look forward to answering more of your questions in the future!
I just got out of a debt collection trial in Alabama, and I thought I’d take a minute to remind you how important it is to know the difference between owing the debt collector, and the debt collector owning the debt.
In this case, the debt collection lawyer told us that they were suing our client because they owed the debt collector money.
We figured that today would be a good time to talk about a summary judgment, as I was heading to a hearing on this type of judgment.
Velocity Investmenst LLC is a debt buyer/debt collector out of New Jersey. They claim to buy debt and then they sue in Alabama on about 10% of the debts they collect. The other 90% are collected without a lawsuit.