Alabama Consumer Law BlogCan a debt collector contact an authorized user about a debt?
In one of our recent live Q&A sessions on Youtube, we received a question about authorized users being contacted on a debt.
Can a debt collector contact an authorized user about a debt?
Articles Posted in Unfair and Deceptive Practices
Beat first debt buyer in trial and then second debt buyer starts collecting — what do you do?
Beat first debt buyer in trial and then second debt buyer starts collecting — what do you do?
Let’s say you’ve been sued by Midland Funding or some other debt buyer.
Who is a third party under the FDCPA?
Who is a third party under the FDCPA?
The Fair Debt Collection Practices Acts (FDCPA) has very specific and important guidelines when it comes to debt collectors and third parties.
Does it violate the FDCPA for a collector to threaten you with garnishment without a judgment?
Does it violate the FDCPA for a collector to threaten you with garnishment without a judgment?
A debt collector calls you and threatens you with wage garnishment if you don’t pay them.
I settled a debt but I’m still being collected on. What should I do?
I settled a debt but I’m still being collected on. What should I do?
You settled a debt and now you are still being collected on for that debt.
Can the statute of limitations be re-aged by income tax intercept?
Can the statute of limitations be re-aged by income tax intercept?
In one of our recent live Youtube Q&A sessions, a viewer asked if the statute of limitations can be re-aged by tax income intercept.
When dealing with crooked companies look for federal laws to sue (FCRA, TCPA, etc.)
When dealing with crooked companies look for federal laws to sue (FCRA, TCPA, etc.)
Recently, I was speaking with a client about some bad conduct that a company was doing to him. He was upset about this conduct, and rightfully so.
Should you trust a debt collector who tells you not to file an answer in a collection lawsuit?
Should you trust a debt collector who tells you not to file an answer in a collection lawsuit?
Why would a debt collector or a debt collection law firm tell you not to file an answer?
PayDay Lenders Target the Elderly and Disabled In Alabama
We ran across this recent article titled “Social Insecurity: High-Interest Lenders Tap Elderly, Disabled” in the Wall Street Journal detailing how payday lenders have been targeting the elderly and disabled. This isn’t something that is happening just in other parts of the country. The story was out of Dothan, Alabama and shows how Alabama’s elderly and disabled have been targeted.
Payday lenders charge rates that would make some loan sharks blush and this article shows how they are targeting our elderly. We all need to be on the guard against this type of activity but particularly those of us who have elderly family and friends who might fall prey to this type of activity.
Another resource for you is to join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.
Debt Collectors Threatening Jail Time, Seriously?
Occasionally some lunatic debt collector will tell our clients that they are going to jail if they don’t pay off a credit card or medical bill. We normally sue the collectors for making such outrageous statements which are illegal. But this story by Liz Weston caught us off guard. It involves police officers and debt collectors and… well click here and read this strange story yourself….
Another resource for you is to join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.