Have you ever wondered why a collector was calling five or six times a day? Sometimes one right after the other so you get 3-4 calls in 20 minutes?
As you know, the purpose is to harass you into paying. What you may not know is that the collection industry has a term for this – it is known as “psycho dialing”. Cute, huh?
The idea is to call you enough to either drive you crazy or make you think (perhaps with good reason) that the collection agency is crazy. Either way, the idea is that you will pay money to the collector to “stop the insanity” (to borrow from the diet lady in the 80s).