Articles Posted in Definitions — Consumer Law

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Under the FDCPA, or Fair Debt Collection Practices Act, there are certain requirements.

One of those requirements is a legal term, “consumer.”

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“Affirmative Defense” is a term comes up in many different types of litigation cases such as debt collection, false credit reporting, personal injury, etc.

An affirmative defense is where the defendant, the person being sued, can admit they did something; however, they win because of a defense they have.

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An answer is a document that we file into court, and in our answer we respond to the complaint.

The complaint is what starts the lawsuit and it explains what the lawsuit is about. So in the answer, the defendant (the one sued) has to either admit or deny each part of the complaint/lawsuit.

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