Recently, in one of our live Q&A sessions on Youtube, a viewer asked if they can bring up erroneous and inaccurate disputes on their credit report when dealing with a summary judgment.
Let’s talk about debt collection lawsuits and how they work with your credit report.
I’ll answer this based on Alabama, since that’s where I practice.
In this article we’d like to look at this comment from Kevin Davila:
One thing that is a headache to deal with is abusive debt collectors.
This is a question we received through a comment on our channel, which is a place where we will be answering more questions from. We appreciate the questions that you guys write, and we look forward to answering more of your questions in the future!
This is a wonderful question that we’re going to answer today.
This is a great question we have been asked, because credit reports are important to our everyday lives. And there are a surprising number of judgments in Alabama that are vacated or done away with. Usually because the defendant was not properly served.
So what do you do if you have a judgment vacated?
The first thing you need to do it look at your credit reports.
You can print them for free at AnnualCreditReport.com.
Alabama Consumer Law Blog