Articles Posted in Credit Report Errors

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Can I bring up inaccurate credit reporting when responding to summary judgment?Can I bring up inaccurate credit reporting when responding to summary judgment?

Recently, in one of our live Q&A sessions on Youtube, a viewer asked if they can bring up erroneous and inaccurate disputes on their credit report when dealing with a summary judgment

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“Credit reports: The original creditor and debt collector are both on my report – is this legal?”

Let’s say that I owe Discover $5,000, and that’s on my credit report. Assuming that’s accurate, that’s fair.

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“Debt collector on your credit report — dispute with the collector or with credit bureau?”

Debt collector on your credit report -- dispute with collector or with credit bureau?This is a question we received through a comment on our channel, which is a place where we will be answering more questions from. We appreciate the questions that you guys write, and we look forward to answering more of your questions in the future!

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This is a great question we have been asked, because credit reports are important to our everyday lives.  And there are a surprising number of judgments in Alabama that are vacated or done away with.  Usually because the defendant was not properly served.

So what do you do if you have a judgment vacated?

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