Articles Posted in Consumer Power Newsletter


I hope this has been a great week for you and you enjoy the Memorial Day weekend and also keep in mind what the day means. For a lot of families in this country, someone served in our defense and many gave their health or lives.

I was talking with someone the other day about things that must be done. We started talking about the difference in “shoulds” and “musts” and I thought it might be helpful to you.

I have been blessed with relatively good health and I’ve very thankful to God for that.


I hope you are having a great week — as we head towards Memorial Day.

I enjoy hearing stories — if you do also then you might enjoy this one that teaches us to use the experiences of others to learn lessons. And it is mildy funny also. 🙂

The Lion, Donkey and Fox


I hope you are having a great week — after much chatter about it we finally got a bit of snow where I live in Birmingham.

Anyone ready for Spring?

When we look forward to something, we want time to “fly” by but when we dread something, we want to procrastinate.


Over the last 5 or 6 years we have primarily helped those who have already been foreclosed. It is a long battle to get the mortgage company to agree to set aside the foreclosure but sometimes we have been successful — other times the company will not agree. But we did not help as many consumers who have not yet been foreclosed because the law was — ironically — in some ways not as good before a foreclosure as it was after a foreclosure. And it was not good for anyone and the law has been getting worse.

That has now changed and so we are staying flexible and changing with it as it has been a long time since there was any positive change in the law in favor of homeowners.

Let me give you a little bit of summary about these new rules as this might be of help to you or your family or friends who are facing foreclosure. Really I should say if anyone is 30 days late on their mortgage these rules will be very helpful.

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