Recently, I spoke with someone who had multiple relatively small collection accounts on their credit reports, and they needed to get rid of these accounts.
You’ve been sued by a debt collector and you show up to trial. You always need to show up to trial unless you have a lawyer.
In one of our recent live Q&A sessions on our Youtube channel, a viewer asked whether credit bureaus will agree to stop reporting if an FCRA lawsuit is filed against them.
We get a lot of questions from people we represent or even others that we don’t represent.
You have an original creditor (Capital One, Synchrony) on your credit report showing a balance, and they have sent it to another debt collector (Midland Funding, LVNV, Portfolio Recovery) who is also on your credit report showing a balance.
The Statute of Limitations determines the length of time a collector has to sue you for a debt.
We sue abusive debt collectors who violate the FDCPA.
In one of our recent live Youtube Q&A sessions, a viewer asked if the statute of limitations can be re-aged by tax income intercept.
The majority of these lawsuits take place in state court.
When dealing with crooked companies look for federal laws to sue (FCRA, TCPA, etc.)Recently, I was speaking with a client about some bad conduct that a company was doing to him. He was upset about this conduct, and rightfully so.
Alabama Consumer Law Blog