Alabama Consumer Law Blog
Welcome to a new series of articles and videos on the actual text of the FDPCA (Fair Debt Collection Practices Act) which is found at 15 USC Section 1692.
We will still continue to do normal articles and videos but it is good to go to the literal text of the law to make sure we understand it. Then when we review case decisions they will make more sense having read the actual law.
This law is so powerful as there are many abusive debt collectors out there. You need to know your rights so you can take action to stop the abusers.
One of the worst types violations that we see debt collectors make is when they do a “Third Party Disclosure.”
So you are dealing with a debt collector and you tell the collector that you dispute the debt.
Maybe you’ve gotten a letter or a phone call from a debt collector, or maybe you’re being sued by a debt collector, and they’re threatening to garnish your wages.
This is a question we received through a comment on our channel, which is a place where we will be answering more questions from. We appreciate the questions that you guys write, and we look forward to answering more of your questions in the future!