Does it violate the FDCPA for a collector to threaten you with garnishment without a judgment?
A debt collector calls you and threatens you with wage garnishment if you don’t pay them.
Knowing the difference between a debt and a judgment is important.
You settled a debt and now you are still being collected on for that debt.
Recently, during one of our live Q&A sessions on our Youtube channel, a viewer from Billings, MT told us about his success in dealing with a collection lawsuit. He disputed the debt, as we discuss in many of our posts, and received papers dismissing the case.
Recently, I spoke with someone who had multiple relatively small collection accounts on their credit reports, and they needed to get rid of these accounts.