Articles Posted in Collectors/Debt Buyers

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“Global Collection Agency is trying to collect a Velocity Investments, LLC debt that was last paid on in 2007. Can they do this?”

Can Global Collection Agency collect on a Velocity Investments debt that was last paid in 2007?Ultimately, this boils down to a statute of limitation issue, and the FDCPA, or Fair Debt Collection Practices Act.

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Does a collection letter from a collection law firm seeking payment of an alleged homeowner’s association fee constitute a “debt” under the Fair Debt Collection Practices Act (FDCPA)?  Yes it does.

The Ninth Circuit faced this question in Mashiri v. Epsten Grinnell & Howell (you can read the Google Scholar opinion here).

The district court (trial court) dismissed the case as it ruled there was no FDCPA violation.

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When you’re handling your Alabama Small Claims debt collection lawsuit on your own, it’s critical that you start with filling out and filing your answer.

While I personally can’t tell you what to fill out in the answer form, I can tell you what you’ll see and explain each choice to you.  And help you think through which is the right choice for you.

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