Articles Posted in Collectors/Debt Buyers

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When is the statute of limitations measured: the file date or trial date?

When-is-the-statute-of-limitations-measured_-the-file-date-or-trial-date_-300x300One of our YouTube viewers recently asked a question about the statute of limitations as it relates to debt-collection lawsuits. We felt this information would be useful to many of our viewers, so we wanted to share this information here on our blog.

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Will the company that sued me for an auto deficiency allow monthly payments to settle?

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Auto deficiency occurs when you still owe $15,000 on a car and then that car is repossessed and sold for $5,000. Now, you get sued for the $10,000 deficiency.

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When does it make sense to send a collector a cease and desist letter?

When does it make sense to send a collector a cease and desist letter?

A cease and desist letter is something you send to a debt collector telling them that you wish to have no more contact with them. It may also state that you refuse to pay them.

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