We recently filed suit for an Alabama consumer who has been attempting to clear his credit report of a false Verizon Wireless account for many years now. As many consumers have discovered to their horror, sometimes accounts appear on their credit reports which do not belong to them, and when that is explained to the credit reporting agencies (such as Equifax, Experian and TransUnion) and to the creditor/furnisher of information (such as Verizon, Bank of America, Capital One, etc.) the information is often not removed. This can be very frustrating as it can impact your credit worthiness as well as being an extraordinarily frustrating event knowing that false information is being communicated about you.
As we have discussed elsewhere, it is a good idea to check your credit reports for free and if there is false information on there, that information should be disputed directly with the credit reporting agencies and oftentimes with a copy of the dispute letter going to the creditor/furnisher.
If you are facing this situation, please feel free to contact us for a free consultation if you live in Alabama.
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