A lawsuit was filed this month in the Middle District of Alabama against the well known debt buyer from California Midland Credit Management and Providian Bank. In the suit, our friend Anthony Bush represents Frederick Myers who claims he was contacted by both Providian and Midland on a debt that is not his. He disputed it but still Providian sold it to Midland for collection purposes and ultimately Midland went so far as suing Mr. Myers in small claims court.
We wish Mr. Myers the best of success in his case that alleges violations of the Fair Debt Collection Practices Act (FDCPA), Alabama Deceptive Trade Practices Act, and state law (negligence, harassment, and invasion of privacy).
If you are dealing with a debt buyer, make sure and educate yourself so you know what your options are and what course of action is best for you.
Another resource for you is to join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.