An answer is a document that we file into court, and in our answer we respond to the complaint.
The complaint is what starts the lawsuit and it explains what the lawsuit is about. So in the answer, the defendant (the one sued) has to either admit or deny each part of the complaint/lawsuit.
This is true whether we are talking about a personal injury case, a debt collection lawsuit, or where you have sued a company for violating federal law.
If we have denied everything in the complaint, then we list our affirmative defenses in the answer.
We’ll talk about affirmative defenses in another article but basically the idea is where the defendant says “I did it, I’m guilty, but I get off because of statute of limitations or some other defense.”
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