We try to update our website Alabama Consumer fairly frequently but realize it is easy to miss new articles so we wanted to give you a quick summary of what we have put up recently.
First, we talk about how when you sue a debt collector under the FDCPA (Fair Debt Collection Practices Act), normally the debt collector will have insurance to pay for the lawsuit and any damages you receive.
Second, we deal with the topic of mental anguish damages in a lawsuit under the FDCPA specifically when the debt collector is calling your work.
Third, we talk about a common mistake we see people make — the idea of “I’m too poor to be sued by a debt collector” or “a debt collector won’t waste any time with me because I have no money.” This is often not true as the debt collector may want to get a judgment against you for when you are in better financial condition.
We hope you find these articles helpful to you — let us know if you have any questions or comments or suggestions. Call us at 205-879-2447 or contact us through our website.