Good Advice: Don’t File Chapter 13 If You Need A Chapter 7 Bankruptcy

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Jonathan Ginsberg is a friend of mine who is a bankruptcy lawyer in Atlanta, Georgia, and he wrote a very interesting blog post on how some consumers are steered into a chapter 13 bankruptcy instead of a chapter 7.

Definitely read the whole post here entitled “If you need to file chapter 7, don’t file 13.”

The point of this article is to make sure you go into the right chapter of bankruptcy and Jonathan also discusses the challenge to bankruptcy lawyers whose clients need a chapter 7 (straight bankruptcy) but can only afford a chapter 13 (debtor’s court) to stop, for example, a wage garnishment.

This is a good article for consumers and lawyers to read and we wanted to share it with you.

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