A common abusive tactic by debt collectors is to threaten to sue you even when the statute of limitations has expired. This is known as a “time barred debt” because it is too late for the debt collector to sue you.
A debt collector can’t threaten to do anything that it does not intend to do or can’t do. It can’t sue you after the statute of limitations has expired. So it can’t threaten you.
Check out our article here that discusses this illegal conduct by debt collectors if you would like to have more details.
You are welcome to request our free book on “Stopping Abusive Collectors” which explains in more detail how to fight back against collectors that violate the Fair Debt Collection Practices Act (FDCPA).
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