When you are dealing with credit report errors, after you first pull your reports, and then review them for inaccuracies, the third step is to dispute the false information to Equifax, Experian, Innovis, and Trans Union – the national credit reporting agencies.
The addresses to dispute can be found online but the safest approach is to use the address provided on each credit report that you pulled and then reviewed.
Send your disputes by certified mail, return receipt requested to the bureaus and also to whatever creditor or debt collector (“furnisher”) is providing false information. Keep a signed copy for your records.
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