Alabama Consumer Sues Midland And Equifax For False Credit Reporting

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At the end of January we filed a federal lawsuit in Birmingham, Alabama against the debt buyer Midland Credit for refusing to stop reporting false information on our client’s credit report. We also sued the consumer reporting agency of Equifax for participating in this wrongful reporting.

As we have seen repeated over and over in the courts of Alabama, Midland sues a consumer without any proof being offered at trial that the consumer owes Midland any money. The trial court tells Midland the consumer does not owe any money. The consumer then disputes the credit reporting after noticing that Midland is reporting on the consumer’s credit reports. Amazingly, Midland tells Equifax to keep the false reporting.

We sued Midland for violating the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and state law.

If you are dealing with Midland or other similar debt buyers, know your rights and take action immediately.

Another resource for you is to join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.

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