So you are dealing with a debt collector and you tell the collector that you dispute the debt.
Debt collector says:
You can only dispute the debt if you prove to me that the debt is not yours.
This is a question that we’re asked several times a month, and it’s a good question.
Maybe you’ve gotten a letter or a phone call from a debt collector, or maybe you’re being sued by a debt collector, and they’re threatening to garnish your wages.
This is a “bonus” article/video to our series on debt collection lawsuits in Alabama by debt buyers.
So why do we sometimes send you an email and let you know there has been a motion to continue filed?
This is a question we received through a comment on our channel, which is a place where we will be answering more questions from. We appreciate the questions that you guys write, and we look forward to answering more of your questions in the future!
I just got out of a debt collection trial in Alabama, and I thought I’d take a minute to remind you how important it is to know the difference between owing the debt collector, and the debt collector owning the debt.
In this case, the debt collection lawyer told us that they were suing our client because they owed the debt collector money.
We figured that today would be a good time to talk about a summary judgment, as I was heading to a hearing on this type of judgment.
The second mortgage is the company that is second in line to be paid when you sell your house.
A mortgage ties the note to the property.
Alabama Consumer Law Blog