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Will the company that sued me for an auto deficiency allow monthly payments to settle?

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Auto deficiency occurs when you still owe $15,000 on a car and then that car is repossessed and sold for $5,000. Now, you get sued for the $10,000 deficiency.

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When does it make sense to send a collector a cease and desist letter?

When does it make sense to send a collector a cease and desist letter?

A cease and desist letter is something you send to a debt collector telling them that you wish to have no more contact with them. It may also state that you refuse to pay them.

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What are pattern and practice witnesses and how do they help you recover punitive damages?What-are-pattern-and-practice-witnesses-and-how-do-they-help-you-recover-punitive-damages_-300x300

There is a two-step argument for the defendant which is true in any type of case (injury, mortgage, abusive debt collector, false credit reporting, etc.)

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Will the CFPB protect you or do you need to protect yourself as a consumer?

Will-the-CFPB-protect-you-or-do-you-need-to-protect-yourself-as-a-consumer_-300x300There is a change that has taken place in Washington over the last few years.  [After this video was shot a new director is present but the point is the same that this CFPB is much different than it was before the 2016 election].

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Is it fair to sue my mortgage company under RESPA after sending a Notice Of Error letter?

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You have sent them a notice of error letter asking the company to investigate and fix the error. They don’t do it. Is it proper to sue them in this situation?

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