In one of our recent live Q&A sessions on our Youtube channel, a viewer asked whether credit bureaus will agree to stop reporting if an FCRA lawsuit is filed against them.
We get a lot of questions from people we represent or even others that we don’t represent.
You have an original creditor (Capital One, Synchrony) on your credit report showing a balance, and they have sent it to another debt collector (Midland Funding, LVNV, Portfolio Recovery) who is also on your credit report showing a balance.
When you have been sued by a debt buyer (Midland Funding, Portfolio Recovery) or original creditor (Capital One, Synchrony Bank), there are 4 types of judgments we will often find in this type of lawsuit.
The Statute of Limitations determines the length of time a collector has to sue you for a debt.
We sue abusive debt collectors who violate the FDCPA.
In one of our recent live Youtube Q&A sessions, a viewer asked if the statute of limitations can be re-aged by tax income intercept.
The majority of these lawsuits take place in state court.
When dealing with crooked companies look for federal laws to sue (FCRA, TCPA, etc.)Recently, I was speaking with a client about some bad conduct that a company was doing to him. He was upset about this conduct, and rightfully so.
Recently, in one of our live Q&A sessions on Youtube, a viewer asked if they can bring up erroneous and inaccurate disputes on their credit report when dealing with a summary judgment.
Alabama Consumer Law Blog