Alabama Consumer Law Blog

Published by Alabama Consumer Protection Lawyers Watts Law Group, P.C. & M. Stan Herring, P.C.

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  • Pete Barry Video On Harassing Debt Collection
  • Two Videos Of Discussion By Pete Barry On Harassing Debt Collectors
  • The Trans Union Credit Monitoring Settlement And How It Relates To Identity Theft
  • Another Court Strikes Down Class Action Ban In Arbitration Agreement
  • Fourth Critical Step To Correcting Credit Reports - Sue The Credit Bureaus
  • Palisade Sued Again By Consumer Who Won Her Collection Lawsuit Filed By Palisades
  • Anatomy Of An Alabama Collection Lawsuit – Part Four – Answering The Lawsuit
  • Credit Report Related To Employment Verification - "Work Number"
  • Bankruptcy Tips - What NOT To Do - Part Three
  • Bankruptcy Tips - What NOT To Do - Part Two
  • Four Dangers Facing Alabama Consumers Who Settle Debt Buyers Lawsuits
  • Bankruptcy Tips - What NOT To Do - Part One
  • What Is The "Rooker-Feldman" Doctrine And What Does That Mean To Alabama Consumers?
  • If I Sue The Debt Buyer Will They Counterclaim Against Me?
  • Proving Abusive Phone Calls From Harassing Debt Collectors
  • Ironic - Big Business Sues Rivals Claiming 6 BILLION In Damages
  • Excellent New Resource For Debt Collection Issues You May Be Facing
  • Fascinating Article On Chicago Courts Clogged By Debt Collection Suits
  • Recent News On Arbitration
  • Great Article On Pete Barry Who Sues Debt Collectors
  • Alabama Consumer Sues Bank Of America For False Reporting After The Bankruptcy Discharge
  • Anatomy Of An Alabama Collection Lawsuit - Part Three - Being Served
  • What Should I Do If I Am Sued For A Debt That I Do Not Owe?
  • Anatomy Of An Alabama Collection Lawsuit – Part Two – Filing Of The Lawsuit
  • Anatomy Of An Alabama Collection Law Suit – Part One – Background
  • Family Identity Theft - What Is The "Domestic Policy" Of Major Creditors?
  • Debt Collectors Issuing 1099s May Violate Law
  • Should I Record Abusive Phone Calls From Debt Collectors?
  • Debt Buyer Example - Unifund - Picture Of The Size Of The Industry
  • Examples Of Abusive Phone Calls From Out Of Control Debt Collectors
  • What Are The Four Benefits Of The Fair Debt Collection Practices Act For Alabama Consumers?
  • Bad Economy - Good News For Abusive Debt Collectors?
  • Seminar Paper On The Fair Credit Reporting Act Related To Debt Collectors - Part Five - Conclusion
  • Seminar Paper On The Fair Credit Reporting Act Related To Debt Collectors - Part Four - Dangers To Debt Collectors From Consumer Disputes
  • Seminar Paper On The Fair Credit Reporting Act Related To Debt Collectors - Part Three - Pulling Credit Reports - Harmful Or Helpful
  • Seminar Paper On The Fair Credit Reporting Act Related To Debt Collectors - Part Two - Overview Of The FCRA
  • Seminar Paper On The Fair Credit Reporting Act Related To Debt Collectors - Part One - Introduction
  • What Is An Offer Of Judgment And Why Did The Debt Collector Make One In My Case?
  • Why We Sue Abusive Debt Collectors Instead Of Just Asking Them To Stop
  • Have You Been Sent A "Fax Verification" At Your Work - A Classic Dirty Trick Of Debt Collectors
  • Third Party Contact (Neighbors & Co-Workers) - Why Debt Collectors Break The Law
  • Why Is This Debt Collector So Hateful Towards Me?
  • Why Do Collectors Become So Abusive For Several Months?
  • What Do Collection Agencies Want From Alabama Consumers?
  • Verdict Against Equifax Including Attorney's Fees
  • New Post On Indiana Consumer Lawyer Blog About Being Sued For A Debt
  • Student Loan Garnishment - Without A Judgment
  • When Can A Collection Agency Contact My Neighbors, Co-workers, Or Family?
  • Alabama Consumer Sues Verizon And TransUnion For False Credit Reporting
  • When Can An Alabama Consumer Sue A Debt Collector - Part Two
  • When Can An Alabama Consumer Sue A Debt Collector - Part One
  • Collection Letters Often Are Illegal In Alabama
  • Explosion In Debt Buyer Collection Lawsuits
  • What Is The Statute Of Limitations For A Debt Buyer Or Collection Suit In Alabama?
  • Loan Rates - May Be More Than Credit Scores
  • FTC's 2008 Report on Fair Debt Collection Practices Act
  • Article In Forbes About Jere Beasley
  • Excellent Post On Fighting Fraudulent Credit Card Charges
  • Excellent Post On What To Do When Collectors Call
  • Good Overview of Chapter 13 Bankruptcy In Birmingham
  • Alabama Consumers Sued - What Is The Difference Between Dismissal With Prejudice and Dismissal Without Prejudice
  • Alabama Consumers Sued - The Role Of Your Credit Report - Part III
  • Three Recent Posts On Dangerous Drugs - Avandia, Heparin, and Trasylol
  • What Happens If Alabama Consumers Have Suffered A Default Judgment On A Cell Phone Bill?
  • Identity Thieves Target Tax Returns
  • Excellent Series of Articles For Alabama Consumers On Federal Consumer Statutes
  • Sued For Cell Phone Bill After Two Years - You May Have A Lawsuit Of Your Own
  • Chuck Newton Answers The Question "Why?" The Bankruptcy Stay Is So Often Violated
  • Zombie Debt Article From Michigan Collection Attorney
  • Another Media Report On Zombie Debt Buyers
  • CNN Story On Abusive Debt Collectors
  • My “AS IS” car turned out to be a Lemon. Is there anything I can do?
  • Slide-Show On How The Sub-Prime Disaster Occurred
  • Bottom Feeder Debt Buyer Addresses Letter "Dear Sh#* Face"
  • Identity Thief tries to Scam Jurors
  • Alabama Consumers Sued - The Role of Your Credit Report - Part II
  • Bankruptcy Reform Law - A Political Cost To Hurting Consumers?
  • Bankruptcy - Proof of Claim Filed By Junk Debt Buyers
  • Five Percent of All Identity Theft Victims Are Children
  • Different Types of Identity Theft
  • Identity Theft - Seven Year Old Boy Told Owes Taxes On $60,000 He Has Made
  • Reminder to Watch for Credit Card Skimming
  • Experian Sues Lifelock For Violating The Fair Credit Reporting Act
  • Recent Post On Zombie Debt Buyers By Matthew Dunaway
  • Should Alabama Consumers Contact A Consumer Lawyer The First Time They Hear From A Debt Collector?
  • Deposition Tips For Alabama Consumers
  • PayDay Lenders Target the Elderly and Disabled In Alabama
  • Alabama Consumers Sued - The Role Of Your Credit Reports
  • Verizon Faces Massive Class Action Certified In Arbitration Case
  • Should I Sue the Debt Collector that is Harassing Me or Report them to the FTC?
  • Lemon Law Issues With Honda Accord and Hyundais
  • Different Forms of Contact During Bankruptcy By Mortgage Lender
  • Top Ten Auto Scams
  • FTC Advice On Dealing With Old Debt
  • Excellent List Of Tips When Dealing With Debt Collectors
  • Another Story On Zombie Debt Haunting Consumers
  • Recent FDCPA Attorney Fee Decision From Georgia
  • Debt Collectors Not Entitled To State Immunity When Violating the FDCPA
  • Credit Reports After Bankruptcy
  • FTC publishes its Annual Report on the Fair Debt Collection Practices Act
  • Suing Debt Collectors Instead Of Filing Bankruptcy
  • Countrywide Sanctioned For Wrongful Conduct In Bankruptcy
  • Why Discharged Accounts Still Show Up With Balances On Credit Reports
  • Debt Buyers Problems With Getting Documentation On Debts
  • Wolpoff & Abramson Ordered to Pay Attorney Fees
  • Debt Buyer/Collector's Thought Process On Settling Accounts
  • Are Spouses Responsible for the Other's Debt?
  • Credit Scores To Be Used By Hospitals?
  • Stop Junk Mail For Free
  • Interesting Post About Abusive Debt Collectors -- Written By A Collection Attorney
  • Good Resource For Alabama Consumers - No Credit Needed Blog
  • Excellent Resource For Alabama Supreme Court Decisions
  • Great Advice For Alabama Consumers - Don't Sign Repair Order
  • Congress Considers Prohibiting Certain Types of Mandatory Arbitration
  • Another Victory Against Unfair Arbitration Provisions
  • Consumer Friendly Bills in Congress in 2007? Actually, Yes!
  • Arguments Alabama Consumers Should Normally Avoid If Sued For Collection
  • Information For Alabama Consumers On New FICO Credit Scores
  • Recent Opinion In Sloan vs. Equifax
  • Recent Articles on Foreclosure/Sub-Prime Disaster
  • More Good News For Alabama Consumers - Arbitration Provisions Limited By Court
  • Great News For Victims Of Arbitration Provisions
  • Good ID Theft Protection Advice For Alabama Consumers From Wall Street Journal
  • Arbitration For Collection Actions - Fair or Unfair?
  • Easier For Alabama Consumers To Receive Punitive Damages Against Credit Reporting Agencies?
  • ID Theft Can Target Celebrities Also
  • A Warning To Debt Buyers From Collection Attorney
  • Arbitration Fairness Act
  • What Happens When You Defeat Collectors In A Collection Lawsuit?
  • 2000 Activated Credit Cards
  • Debt Collectors Threatening Jail Time, Seriously?
  • A Long Trial Plus A Vacationing Juror Equals Cancellation of Trial
  • Woman Sued By Recording Industry Wins Attorney's Fees
  • Successfully Suing The Airlines?
  • Funny Story On Calling 911 To Complain About Police
  • My Wallet was Stolen! Now What do I do?
  • Identity Thieves Target Elderly
  • Clashing With Choicepoint - One Consumer's Challenge
  • Remarkable Posts Regarding Bank of America
  • Our Justice System Works
  • ChoicePoint Victims Have A Deadline To File Claim
  • Why Alabama Consumers Should File FTC Complaints For Abusive Debt Collectors
  • Alabama Consumers - Feel Sorry For Debt Collection Attorneys?
  • Tort Reform - For Everybody But The Champions Of Tort Reform?!
  • Alabama Seniors And Annuities
  • Debt Collectors Leaving Messages On Answering Machines
  • What Alabama Consumers Should Do When Contacted By A Collection Agency
  • College And Identity Theft
  • Identity Theft While American Served Overseas
  • Great MSN Article On Old Debt And Statutes Of Limitations
  • An Example Of Why Alabama Consumers Are Frustrated With Credit Report Errors
  • Funny But Sad List Of Things You'll Never Hear From The Credit Bureaus
  • 400,000 Children Are Victims Of Identity Theft Every Year
  • Alabama Identity Theft Resources From Attorney General King
  • Alabama Consumers Beware Of "Debt Settlement" Companies
  • Credit Cards - Love/Hate Relationship In America
  • Stopping Harassing Debt Collectors
  • Ironic Car Wreck
  • Invasion Of Privacy In Texas - Porn Company Steals Image Of 14 Year Old
  • Alabama Credit Scores Sixth Lowest In America
  • Best Bypass Best Buy?
  • Have A Slumlord Mistreating You? Poetic Justice...
  • Advice On Lowering Our Credit Scores
  • What Is The Medical Information Bureau?
  • Can The Word "Why?" Help Prevent Identity Theft?
  • Texas Consumers Beware - Check 'N Go Customers May Be At Risk
  • Federal Government's Plan To Curb Identity Theft
  • Twelve Steps To Protect Alabama Consumers' Identities While Online
  • Identity Theft Of A Mother By Her Daughter?
  • A Repo Man, A Punch To The Face, And A Hit And Run?
  • What And When Did The FDA Know About Dangers Of Avandia?
  • How Abusers Use Credit Reports To Extort Money Out Of Alabama Consumers
  • How Alabama Consumers Can Raise Their Credit Scores
  • Alabama Dave Ramsey Fans - Use Quicken For Envelope System
  • How Alabama Consumers Should Dispute Inaccurate Items That Have Been Discharged In Bankruptcy
  • Identity Thieves And Ebay - Arrested!
  • What Affects Credit Scores For Alabama Consumers?
  • Synthetic Identity Fraud - What Is It?
  • Alabama Attorney General Troy King Discusses Identity Theft
  • Former Equifax Employee Accused of Identity Theft
  • An Article On Bad Debt Collectors And Their Mothers (?)
  • Alabama Consumers - Be Wary Of Extended Warranties On Cars
  • 2.6 Million Dollar Fair Credit Reporting Act Verdict Reduced Again
  • Recent Story On Criminal Identity Theft
  • Excellent Identity Theft Booklet For Alabama Consumers
  • Alabama Consumers Sued By Debt Buyers Or Collectors - Two Essential Things To Remember
  • Saturday Credit Camp At BJCC In Birmingham, Alabama
  • Alabama Customers Of Ameriquest - Listen To Former Employees
  • Update On KFC Threat Of Lawsuit Previously Posted On May 11, 2007
  • What Is A Zombie Debt - Great Article On Debt Buyers Of Old Debt
  • Good Advice For Alabama Consumers Being Harassed By Debt Collectors
  • How Identity Theft Can Lead To Your Arrest - Disturbing Story Of A Victim's Struggle
  • How Alabama Victims Of Identity Theft Can Sue The Responsible Parties For Money Damages
  • In Alabama Identity Theft Is Achieved By Old Fashioned Means
  • Fake Jury Duty Calls And Stolen Identities - Creative Scam
  • Kentucky Lawyer Finds Source Of Identity Theft
  • How Discrepancies In Addresses On Credit Reports Can Be A Sign Of Identity Theft
  • College Football And Identity Theft Apparently Don't Mix
  • Is Identity Theft Increasing Or Decreasing?
  • What Do Threats Of Lawsuits By KFC in England Have To Do With Alabama Consumer Lawsuits?
  • Should Alabama Consumers Watch Their Debit/Credit Card Receipts?
  • Text Of Fair Credit Reporting Act
  • Crazy Story - Chewing Tobacco And Human Toes
  • Wonderful News For Victims Of Debt Collectors - New Fourth Circuit Opinion
  • A Sobering Email Describing Identity Theft That Started With Applying For A Macy's Card
  • Three Banking Laws Alabama Residents Should Know
  • Alabama Clients Of Edward Jones Face Deadline In Securities Case
  • Good Article On $100,000 Verdict For False Credit Reporting
  • Identity Theft In Montgomery Alabama - Stopping It At The Driver's License Line
  • Will Alabama Pass Laws To Allow A Credit Freeze To Prevent Identity Theft?
  • Even the Dead can be Victims of Identity Theft
  • New Identity Theft Website
  • The Danger of Garnishment - Don't Let A Judgment Be Entered Against You
  • Identity Theft - The Government Sometimes Doesn't Get It
  • Don't Forget About The IRS Kicking You If You Modify A Mortgage To Avoid Foreclosure
  • Do Credit Monitoring Services Help Prevent Identity Theft?
  • Protect Your Identity When Getting Divorced
  • When Dealing With Collectors, Who Should You Listen To?
  • Should You Take A Collection Attorney Seriously?
  • When Discharged Creditors Continue To Call - Give Them A Choice
  • Debt Collectors Re-Aging Accounts - How To Protect Yourself
  • A Computer Nerd, A Star NBA Player, A Switched Hard Drive Equals Lawsuit
  • What Not To Do In Your Deposition
  • How Auto Dealers May Discriminate Against Minorities By Marking Up Interest Rates
  • Ruling Issued Today On Wrongful Reporting By Equifax - "Date of Last Activity"
  • Lender's Personal Experience With Credit Report Errors
  • Possible Way To Avoid Arbitration With Creditors After Bankruptcy
  • How Creditors Violate Federal Law After Alabama Consumers Receive A Bankruptcy Discharge
  • You May Not Have Heard Of Choicepoint, But They Know Who You Are.
  • Arbitration and Identity Theft - Can The Victim Be Forced To Arbitrate?
  • Foreclosure Scams Prompt Legislation Around Country
  • Do Credit Reporting Agencies Care About Errors?
  • Find Extra Money In Your Bank Account - What To Do?
  • Government's Recommendations on Preventing Identity Theft
  • Will Insurance Protect Against Identity Theft?
  • What Do James Bond and Identity Thieves Have In Common?
  • The Victim of Identity Theft Went To Jail
  • Identity Theft Can Strike Children - An Amazing Story
  • Fighting Back Against Identity Theft - An Excellent Government Publication
  • Alabama Identity Theft In 2006 - A Serious Problem For Consumers
  • U.S. Senate Holds Hearing on Abusive Credit Card Industry Practices
  • Third Critical Step in Correcting Errors on Credit Reports
  • Second Critical Step to Correcting Credit Report Errors
  • First Critical Step To Correcting Credit Reports
Watts Law Group P.C.
& M. Stan Herring P.C.

Alabama Consumer Protection Lawyers
Phone: (205) 879-2447
or (205) 714-4443

Topics

  • Arbitration
  • Auto Fraud
  • Banking/Banking Laws
  • Bankruptcy
  • Bills In Congress
  • Cases Filed
  • Collectors/Debt Buyers
  • Credit Card
  • Credit Report Errors
  • Dangerous Drugs
  • Deposition Tips
  • Federal Consumer Statutes
  • Federal Rules of Civil Procedure
  • Financial Tips
  • Foreclosure
  • Fraud
  • Funny Stories
  • Identity Theft
  • Invasion of Privacy
  • Landlord - Tenant
  • Lemon Law (Auto)
  • Medical Privacy
  • Mortgage/Foreclosure
  • PayDay Lenders
  • Podcasts
  • Recent Case Decisions
  • Recent Consumer News
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Watts Law Group & M. Stan Herring Blogs

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Recent Entries

  • July 5, 2008 1:44 AM
    Pete Barry Video On Harassing Debt Collection We found this recent short video where our friend Pete...
  • July 4, 2008 1:33 AM
    Two Videos Of Discussion By Pete Barry On Harassing Debt Collectors As most of you know we think the world of...
  • July 3, 2008 9:27 AM
    The Trans Union Credit Monitoring Settlement And How It Relates To Identity Theft Denise Richardson has an excellent summary of the recent Trans...
  • June 30, 2008 4:34 PM
    Another Court Strikes Down Class Action Ban In Arbitration Agreement Our friends at the CL&P blog have posted a short...
  • June 29, 2008 8:22 AM
    Fourth Critical Step To Correcting Credit Reports - Sue The Credit Bureaus We started this blog off with the suggestion that you...

Resource Links

  • MyFairDebt
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  • LawGuru

Legal Blogs

  • Oregon Debt Law (Joel Christiansen)
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Watts Law Group P.C.
201 Avon Place, 700 29th Street South
Birmingham, AL 35233
Phone: 205-879-2447
Fax: 1-888-522-7167

M. Stan Herring P.C.
201 Avon Place, 700 29th Street South
Birmingham, AL 35233
Phone: 205-714-4443
Fax: 1-888-522-7167

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