http://www.alabamaconsumerlawblog.com/ Published by Watts Law Group, P.C. & M. Stan Herring, P.C. en-us 2012-02-06T18:07:27-06:00 http://www.alabamaconsumerlawblog.com/2012/02/bankruptcies_fall_but_will_it.html Last year brought a decline in bankruptcies around the country. The question is will it continue to decline or will it spike up this year? Filings fell 12% in 2011 as 1.35 million Americans entered Chapter 7 or 13, according... Bankruptcy alabamaconsumerlawblog-1 2012-02-06T18:07:27-06:00 http://www.alabamaconsumerlawblog.com/2012/02/amazing_arrogance_of_freddie_m.html Ever wonder why it seems the mortgage foreclosure disaster is not getting better? When Freddie Mac and Fannie Mae say they are on the side of the consumers? Read this article and be disturbed.... Freddie Mac, a taxpayer-owned mortgage company,... alabamaconsumerlawblog-1 2012-02-03T07:57:38-06:00 http://www.alabamaconsumerlawblog.com/2012/02/alabama_homeowner_sues_freddie.html You can follow the link below to read about our client who was sued by Freddie Mac for ejectment (or eviction) after a foreclosure by CitiMortgage. Many Alabama consumers, unfortunately, just give up even when they have valid claims and... alabamaconsumerlawblog-1 2012-02-02T08:00:17-06:00 http://www.alabamaconsumerlawblog.com/2012/01/homeowners_in_alabama_sue_well.html We recently sued Wells Fargo for wrongful foreclosure and fraud and since it is a common type of fraud, we thought it might be helpful to show you the complaint we filed in federal court. If you live in Alabama... alabamaconsumerlawblog-1 2012-01-17T11:53:45-06:00 http://www.alabamaconsumerlawblog.com/2012/01/chase_to_stop_filing_collectio.html Interesting news report that JP Morgan Chase is apparently stopping its collection lawsuits. I have not verified this in Alabama as Chase is not a huge filer of collection lawsuits here but will do so when I have a moment.... alabamaconsumerlawblog-1 2012-01-15T08:53:19-06:00 http://www.alabamaconsumerlawblog.com/2012/01/alabama_consumer_sues_after_wi.html It is bad enough being sued by a debt buyer over an old debt. Worse to be sued when you don't owe the debt. The ultimate insult is when you have been sued, you win your lawsuit, and the debt... alabamaconsumerlawblog-1 2012-01-13T08:05:51-06:00 http://www.alabamaconsumerlawblog.com/2011/12/alabama_wrongful_foreclosure_w.html We are in the process of finalizing a new website that is solely focused on Alabama foreclosures and ejectment lawsuits. While Alabama Consumer and Alabama Consumer Protection have aspects devoted to foreclosure issues, we wanted a site that only discusses... alabamaconsumerlawblog-1 2011-12-21T09:37:20-06:00 http://www.alabamaconsumerlawblog.com/2011/11/fdcpa_lawsuit_against_nca_and_1.html We recently filed suit (19 pages for the Complaint) under the FDCPA and Alabama state law against the debt collectors out of Kansas -- National Credit Adjusters and Smith Haynes & Watson. There is a great deal of scams going... alabamaconsumerlawblog-1 2011-11-24T20:17:04-06:00 http://www.alabamaconsumerlawblog.com/2011/11/lvnv_sued_for_collecting_after.html You can read about what happened to an Alabama consumer after LVNV sued her, lost its case against her, and then continued to collect against her. The collection activities included sending her collection letters from a law firm. LVNV reported... alabamaconsumerlawblog-1 2011-11-19T14:55:09-06:00 http://www.alabamaconsumerlawblog.com/2011/11/a_detailed_discussion_of_what.html Check out our other website where we have a long article on what it means when you win your Alabama collection lawsuit. This article discusses many of the illegal collection actions that collection agencies, debt buyers, and collection lawyers (all... alabamaconsumerlawblog-1 2011-11-07T21:56:31-06:00