http://www.alabamaconsumerlawblog.com/ Published by Watts Law Group, P.C. & M. Stan Herring, P.C. en-us 2010-03-15T16:18:13-06:00 http://www.alabamaconsumerlawblog.com/2010/03/interesting_interview_regardin.html Check out this 60 Minutes story and let us know what your opinions and conclusions are on this mess - did the author Michael Lewis get it right? Regardless of who or what caused the economic mess we are in... alabamaconsumerlawblog-1 2010-03-15T16:18:13-06:00 http://www.alabamaconsumerlawblog.com/2010/03/psycho_dialing_by_debt_collect.html Have you ever wondered why a collector was calling five or six times a day? Sometimes one right after the other so you get 3-4 calls in 20 minutes? As you know, the purpose is to harass you into paying.... alabamaconsumerlawblog-1 2010-03-15T11:39:49-06:00 http://www.alabamaconsumerlawblog.com/2010/03/cash_for_keys.html Yahoo! News has posted an article about how some homeowners with bad mortgages, and potentially facing foreclosure, are opting for an interesting solution where they sell the deed to their house and are released from a mortgage. Owners of bad... Mortgage/Foreclosure alabamaconsumerlawblog-1 2010-03-13T16:33:48-06:00 http://www.alabamaconsumerlawblog.com/2010/03/consumer_guide_on_fdcpa_what_a.html We are often asked "OK I've been abused by a debt collector but if I sue what can I get out of the suit and how much will it cost me?" We understand this question because people who are dealing... Collectors/Debt Buyers alabamaconsumerlawblog-1 2010-03-13T12:33:56-06:00 http://www.alabamaconsumerlawblog.com/2010/03/debt_collection_faqs.html The Federal Trade Commission has posted an article that gives a very good overview of what debt collectors can and cannot do when they contact you. The FTC says that the Fair Debt Collection Practices Act covers "personal, family, and... Collectors/Debt Buyers alabamaconsumerlawblog-1 2010-03-12T23:28:09-06:00 http://www.alabamaconsumerlawblog.com/2010/03/consumer_guide_when_does_a_deb.html Here is a new consumer guide that helps explain the violation of the Fair Debt Collection Practices Act (FDCPA) when collectors (as they routinely do) call third parties. We answer these questions in this short guide: What is a third... Collectors/Debt Buyers alabamaconsumerlawblog-1 2010-03-12T11:17:30-06:00 http://www.alabamaconsumerlawblog.com/2010/03/analysis_of_fair_debt_collecti_1.html Our first post dealt with Section 1692 which lays out why Congress had to pass the FDCPA to stop abusive debt collectors. Now we will turn our attention to a very important part of the FDCPA which is the "definitions"... Collectors/Debt Buyers alabamaconsumerlawblog-1 2010-03-12T01:47:09-06:00 http://www.alabamaconsumerlawblog.com/2010/03/new_consumer_guide_on_the_diff.html I have a profile on Avvo (a legal help website) and I recently wrote a consumer guide "What Is The Difference Between A Non Judicial Foreclosure And A Judicial Foreclosure?" This is a short, easy to read guide that explains... alabamaconsumerlawblog-1 2010-03-11T11:04:42-06:00 http://www.alabamaconsumerlawblog.com/2010/03/more_florida_foreclosure_problems.html Our friend Denise Richardson, of givemebackmycredit.com, has posted an article that highlights some of the foreclosure problems that have been happening all over the country, specifically in Florida, which has been hit with above average numbers of foreclosure and fraud.... Mortgage/Foreclosure alabamaconsumerlawblog-1 2010-03-10T19:41:36-06:00 http://www.alabamaconsumerlawblog.com/2010/03/new_consumer_guide_is_it_illeg.html I have a profile on Avvo (a legal help website) and I recently wrote a consumer guide to the growing problem of debt collectors calling cell phones with auto dialers or pre-recorded messages. We hope this short guide is of... Collectors/Debt Buyers alabamaconsumerlawblog-1 2010-03-10T10:36:48-06:00