We recently posted on a FTC Report on the Fair Debt Collection Practices Act and now there is a well written post on the California Debt Blog about the most recent FTC report - please read it in its entirety here. There are good collectors and bad ones. When you run into a bad one, contact a consumer attorney for a free consultation as to your rights.
Our friend Matthew Dunaway is a consumer and bankruptcy attorney in Birmingham, Alabama, and on his blog Birmingham Bankruptcy Blog he has a recent series of articles that give a very nice overview of various federal consumer statutes. Here is a partial listing:
Truth In Lending Act (TILA)
Right of Rescission Under Truth In Lending Act
Closed-End Transaction Under TILA
Open Ended Transactions Under TILA
Real Estate Settlement Procedures Act (RESPA)
Home Ownership and Equity Protection Act (HOPEA)
Fair Credit Billing Act
These posts will give you a nice overview of the different statutes. If you find one that you think applies to a problem or situation you currently have, feel free to contact us or Matthew Dunaway.
Subscribe to our 
Watts Law Group P.C. & M. Stan Herring P.C. Podcast Archives